Financing Multifamily Solar with C-PACE: Maximize Revenue & Cut Costs

Lainie Rowland is a respected green finance professional focused on expanding access to capital. As the Director of Programs & Partnerships at Allectrify, PBC, she leads initiatives to diversify participation in C-PACE financing markets and support access to C-PACE financing for projects of all sizes.

Lainie joined Allectrify from a role at a nonprofit green bank where she helped navigate several major milestones in the launch and administration of the New York City C-PACE program and led a series of transactions expanding financing activity for affordable housing borrowers. She previously held roles at RMI (formerly Rocky Mountain Institute), a leading global energy think tank, and Keybridge Research LLC, a boutique economic consulting firm.

Lainie earned a Bachelor’s Degree in Public Policy from Brown University.

Aliya Bagewadi is a climate-tech leader dedicated to ensuring the clean energy transition fosters a more inclusive and equitable economy. As the US Director of Strategic Partnerships at Allume Energy, she leads the company's expansion to unlock rooftop solar for apartment renters in the US. Aliya excels in uniting diverse stakeholders, including financial institutions, community organizations, governments, and corporations, to advance shared goals and initiatives. She has successfully led Allume’s involvement in over $450 million in federal grant funding.

Previously, Aliya worked as a management consultant for Fortune 500 companies and led microfinance programs in Southeast Asia. She also founded Avni Partners, a consulting firm supporting cleantech companies with consumer research. Aliya holds a Bachelor's degree in Political Science from the University of Chicago and a Master's in Land Economy from the University of Cambridge, where she was a Gates Cambridge Scholar.

Ernest is a seasoned multifamily and healthcare lending professional. In 2021, Ernest helped start Bravo Capital, a HUD lending platform specializing in FHA and bridge lending throughout the United States. Ernest served as the Chief Credit Officer and FHA Chief Underwriter responsible for operational and lending decisions for the platform. He also established and oversaw the rate lock and closing process.

Prior to Bravo, Ernest was a Senior Vice President & a Chief Underwriter within Walker & Dunlop’s FHA Multifamily and Healthcare platform for 12 years. He was responsible for overseeing the loan evaluation and approval process from concept to closing. Over his career, Ernest has personally underwritten and closed more than $500 million in loans including over $200 million of healthcare loans (assisted living and skilled nursing facilities) across the continental U.S.

Ernest has structured and underwritten multiple property skilled nursing portfolios, transportation-oriented developments, Green construction developments, and various affordable housing transactions. Ernest was a senior member of the FHA platform which has routinely funded over $1B in loans annually as an industry-leading FHA lender.

Ernest has a B.A. from the College of William and Mary. He also completed the Mortgage Banker Association’s Future Leader Program and Harvard Business School’s Real Estate Management Program.