Are you planning to move to France and secure a mortgage, but feeling overwhelmed by the financial and legal aspects? Join us for an exclusive webinar, Getting a Mortgage in France and Other Financial Considerations, where our panel of experts will break down everything you need to know. Hosted by Ben Small, Founder of Ibanista, this insightful session will guide you through essential steps to smooth your relocation and financial planning in France.

You’ll hear from industry leaders, Fabien Pelissier, Julien Darras, and Thomas Nivert, as they share their expertise on visas, healthcare, tax considerations, and the current property market.

Whether you’re considering buying your dream home in France or simply want to be financially prepared for the move, this webinar will provide you with invaluable insights.

What to Expect:

Part 1: The Essentials – What You Need to Know to Start Your Move

We kick off with the foundational knowledge that every expat needs before making the move to France.

• Fabien (Visas & Healthcare):
• Top 3 things you need to know to secure a long-stay visa in France, including visa types, financial proof, and timelines.
• Quick insights on navigating the French healthcare system, including the PUMA tax and how it ties into residency (with additional legal context from Julien).
• Julien (Legal & Tax Considerations):
• A simplified breakdown of taxes in France—covering property, income, and estate taxes. Whether you’re buying a home or planning your estate, knowing these basics is crucial for future financial stability.

Part 2: Be Prepared – Financial and Legal Steps for a Smooth Transition

Now that you know the basics, we’ll dive into the financial and legal actions you need to take to ensure a seamless transition to life in France.

• Thomas (Financial Readiness):
• How much money do you really need to move to France? Budgeting tips, including property down payments and what the current market conditions allow.
• A quick guide on how to secure property financing, with a focus on today’s low-interest rates in Europe.
• Leveraging those low-interest rates to get the best deal when buying a property in France.
• Julien (Tax & Legal Planning):
• Smart legal planning for the future—ways to structure your property ownership to minimize tax burdens and protect your estate.
• Tips for managing French taxes as an expat, staying ahead of the filing season, and handling cross-border tax considerations.

Part 3: The 2025 Outlook – What Might Change and How to Prepare for the Future

As we look beyond 2024, this section will cover anticipated shifts in regulations, visa processes, and the financial market, helping you stay ahead of upcoming changes.

• Fabien (Visa & Residency Evolution):
• How the visa process may evolve in the coming years, especially post-election. Learn about potential changes that could affect new residents and long-stay visa applicants.
• Thomas (Financial Market Shifts):
• What can we expect from the financial markets in 2025? Key insights into how potential market changes may impact property buyers and investors in France.
• Julien (Tax Law Changes & Estate Planning):
• Possible shifts in French tax laws and estate planning rules in 2025. Learn what these changes could mean for property owners and how to prepare.

Moving to France is a life-changing decision that involves significant financial, legal, and logistical considerations. This webinar offers you a complete guide to tackling these challenges with confidence. By attending, you’ll get expert advice on mortgages, visas, taxes, and future trends—all key factors in making your move to France as smooth and successful as possible.

Don’t miss this opportunity to learn from our expert speakers, including Fabien, Julien, and Thomas, who will provide actionable tips and up-to-date information that will help you make informed decisions for your future in France. We look forward to seeing you there!