The new standard for payment operations.

Numeral enables companies to send, receive, and reconcile payments through their banks with a single API and dashboard.

Numeral

Payment resilience and continuity have always been the foundation of the services provided by payment and electronic money institutions to their customers. From collecting payments to paying their suppliers and employees’ salaries, payments are a critical part of every business and simply cannot break.

Yet, redundancy always comes with an opportunity cost and - until recently - **many fintechs were relying on a limited number of banking partners deemed reliable**. The recent bank fallouts have, however, highlighted that PSPs need to take a more proactive stance in diversifying their banking partner footprint earlier in their journey.

In this webinar, we explore **how successful fintech companies went multi-bank**:

*   What is the bar for payment resilience, and how to measure it
*   How to decide which partner banks to work with
*   Building a multi-bank payment stack and organisation

Join us alongside payments product and business leaders who are making conscious decisions about their banking footprint to future-proof their payment offers:

*   **Dan Wong**, Senior PM Core Banking @ TrueLayer
*   **Nirav Patel**, CEO @ Andaria Financial services
*   **Dimitri Rodrigues**, Chief Product Officer @ iBanFirst


Building resilient payment operations: how fintechs are embracing multi-banking

From BNPL to consumer credit to invoice factoring, any lending company has to build robust payment flows to make loans available to borrowers and collect instalments.

Payments are core to lending companies’ operations. As they grow, they might want to integrate more of the payment value chain to optimise costs and operations.

In this webinar, payment leaders of successful lending companies will share their experience as well as the dos and don’ts of building a best-in-class lending payment organisation, including:

*   Structuring your lending payment team
*   Choosing the best lending payment stack
*   Hiring the right people


Building your lending payment organisation

**From account top-ups to bill payments,** fintech scale-up Spendesk manages billions of euros of corporate spendings for their thousands of customers each year.

Spendesk started its payment journey as an agent of a banking-as-a-service provider but realised that with scale, it needed more controls over its SEPA payments.

To build payment operations supporting its growth, it decided to increase control by becoming a SEPA participant.

Learn how.

In this webinar, our panel will cover:

*   Why becoming a SEPA participant
*   The different steps to become a SEPA participant
*   How to do it right

Join us along our expert panel:

*   **Axel Cateland**, CEO at Spendesk Financial Services
*   **Didier Darmouni**, Director Business Development at BPCE Payments
*   **Laurent Sodigné**, payments expert and Senior Partner at Melan Consulting

\--

###### *About Numeral: *[*Numeral*](https://www.numeral.io/)* is a payment operations platform making building payment products on top of banks easy. By exposing a single API across banks and payment methods, Numeral helps companies streamline their payments through real-time connectivity to their existing banks, robust automation, and built-in controls.*


Spendesk’s journey from BaaS agent to SEPA participant

SEPA payments are ever evolving and new SEPA rulebooks are published every year, creating opportunities and challenges for companies, payment operations teams, and banks.

2023 will be no different.

In this webinar, our panel will cover:

*   How the SEPA rulebook coming into effect in 2023 will affect payment systems
*   The latest improvements in SEPA credit transfer, SEPA instant credit transfer, and SEPA direct debit
*   The European Commission’s policy proposal to accelerate the adoption of SEPA instant payments
*   What to expect from SEPA request-to-pay in 2023

Join us along with our outstanding guests: **Jean-Paul Megue**, payment expert and author of the number one book about SEPA Credit Transfer, and **Francis De Roeck**, Head of Industry Engagement for Payments at BNP Paribas.

The event will be hosted by **Victor Mithouard**, VP Marketing at Numeral.

\--

###### *About Numeral: *[*Numeral*](https://www.numeral.io)* is a payment operations platform making building payment products on top of banks easy. By exposing a single API across banks and payment methods, Numeral helps companies streamline their payments through real-time connectivity to their existing banks, robust automation, and built-in controls.*


SEPA innovations: What to watch for in 2023?

Any fintech addressing the UK market needs access to Bacs and FPS.

By becoming Bacs and FPS participants, fintech companies can increase their control on payments and customer onboarding, reduce their payment costs and issue their own account numbers.

While not well known, indirect access is the most efficient way to become Bacs and FPS participant while keeping time-to-market, investments and operational costs down.

In this webinar, our panel will cover:

*   Why becoming a Bacs and FPS indirect participant
*   How the become a Bacs and FPS indirect participant
*   Choosing your sponsor bank

Join us alongside our expert panel to learn everything and Bacs and FPS indirect access:

*   Mike Chambers, payment expert, former CEO of Bacs, CHAPS and FPS
*   Kaspar Loog, Direct of Product Management at LHV


Why become a UK payment systems indirect participant

Building resilient payment operations: how fintechs are embracing multi-banking

Building your lending payment organisation

Spendesk’s journey from BaaS agent to SEPA participant

SEPA innovations: What to watch for in 2023?