Payment technology for fintechs and banks

Numeral provides the infrastructure to connect to partner banks, access schemes, and automate payment operations.

Numeral

Any fintech addressing the European market needs access to SEPA. Until 2025, EU fintechs had no choice but to work with partner banks to do so. The Instant Payments Regulation changed everything: payment and electronic money institutions can now directly connect to European payment systems.

In our next webinar, we unpack everything fintechs need to know before going direct:

*   What are the different models to participate in payment schemes
*   Non-bank direct access to payment systems: what does the regulation say?
*   Is it worth it to be direct participant? A look back at the UK example

Join us along with our outstanding guests:

*   [Myles Stephenson](https://www.linkedin.com/in/mylescstephenson/), Founder and CEO at Modulr
*   [Wim Grosemans](https://www.linkedin.com/in/wim-grosemans-839432/), Global Head of Product Management - Payments & Receivables - Cash Management at BNP Paribas
*   [Mike Chambers](https://www.linkedin.com/in/-mike-chambers-/), Senior Advisor at the UK Payment Systems Regulator


SEPA participation: should fintechs go direct? Learnings from the UK example

The payment industry is bracing for major evolutions in 2025. The Instant Payments Regulation will impact much more than instant payments themselves. The next wave of regulations supervising payment and electronic money institutions will be adopted.

We will unpack everything you need to know in our next webinar:

*   Is the industry ready for the enforcement of the Instant Payments Regulation?
*   Latest updates on Verification of Payee
*   Non-bank direct access to payment systems: what will be the eligibility criteria?
*   What will be left in PSD3 and the PSR?

Join us along with our outstanding guests on Wednesday, December 18 at 11am CET:

*   **Katja Heyder**, Head of User Relations at EBA CLEARING
*   **Pierre Hautenauve**, Director Retail Banking at Ailancy
*   **Fabrice Denèle,** Senior Vice President, Payments Partnerships at BPCE Payments


SEPA, PSD3 and instant payments: what to expect in 2025?

Starting January 2025, all European banks must support receiving SEPA instant payments. By October 2025, they must support Verification of Payee and sending instant payments.

Complying with these new requirements monopolises most bank tech and product resources. Between PSD2, this Instant Payments Regulation, and the upcoming PSD3 and PSR, the regulatory pace is intense. It leaves banks limited with few resources to innovate, improve the customer experience, and build value on top of the introduced changes.

Building from the right IT architecture changes the equation.

In this webinar, hosted by Simon Taylor, our expert panel will discuss how to comply with the upcoming Instant Payments Regulation and the next ones without renouncing innovation:

*   Summary of the Instant Payments Regulation and its impacts on banks
*   How to comply on time
*   Beyond instant payments: shifting IT resources from regulatory catch-up to innovation in the SEPA area

Join us along with our outstanding panel:

*   Simon Taylor (moderator), writer at Fintech Brain Food
*   Sylvie Calsacy, Lead Payments at OnePoint
*   Puneet Khanna, VP of Solution Consulting at Tuum
*   Édouard Mandon, Co-founder and CEO at Numeral


Instant payments and beyond: the path to ever-compliance

European financial institutions must comply with Verification Of Payee requirements by October 9, 2025.

For our entire industry, Verification Of Payee as a mandatory scheme is a new, still evolving concept.

Understanding its requirements and how the scheme will operate is already a challenge.

To help you navigate this challenge, we've created a quick 15min guided tour to Verification Of Payee

In this video, you will learn:

*   What is the VOP regulation and its associated scheme
*   How the VOP scheme works: through the end-to-end lifecycle of a VOP request
*   What are the challenges to VOP compliance


VOP 101: your 15min guided tour to Verification Of Payee

Speaker

Matthieu Blandineau

Product Marketing at Numeral, a Mambu Company

Replays

SEPA participation: should fintechs go direct? Learnings from the UK example

SEPA, PSD3 and instant payments: what to expect in 2025?